How much Income Tax you pay in each tax year depends on how much of your income is above your Personal Allowance and how much of your income falls within each tax band. Some income is tax-free.

Current rates and allowances

The current tax year is from 6 April 2020 to 5 April 2021.

Your tax-free Personal Allowance

The standard Personal Allowance is £12,500, which is the amount of income you don’t have to pay tax on.

Your Personal Allowance may be bigger if you claim Marriage Allowance or Blind Person’s Allowance. It’s smaller if your income is over £100,000.

Income Tax rates and bands

The table shows the tax rates you pay in each band if you have a standard Personal Allowance of £12,500.

Income tax bands are different if you live in Scotland.

You can also see the rates and bands without the Personal Allowance. You don’t get a Personal Allowance on taxable income over £125,000.

If you’re employed or get a pension

Check your Income Tax to see:

• your Personal Allowance and tax code

• how much tax you’ve paid in the current tax year

• how much you’re likely to pay for the rest of the year

Savings and dividends allowances

You have tax-free allowances for both:

• savings interest

• dividends, if you own shares in a company

You pay tax on any interest or dividends over your allowance.

Paying less Income Tax

You may be able to claim Income Tax reliefs if you’re eligible for them.

If you’re married or in a civil partnership

You may be able to claim Marriage Allowance to reduce your partner’s tax if your income is less than the standard Personal Allowance.

If you don’t claim Marriage Allowance and you or your partner were born before 6 April 1935, you may be able to claim Married Couple’s Allowance.